Apartment Owners Insurance

Apartment building owners’ insurance is designed to protect building owners and managers from certain claims or losses. These policies can also be tailored to cover things such as student and senior housing, and even condos.

Based on your needs we can develop a specialized insurance program that fits. With many top-rated companies, we can find a competitive program for any type of building.

Our Specialized Insurance Programs Can Include the Following Coverages:

Property Insurance - Coverage for the building itself and the things permanently attached to it, such as your cabinets.

Contents Coverage - Property owned by you or your business, that is kept in the rented or leased building.

General Liability Coverage - This coverage applies if someone is injured, or their property is damaged, and you or your company is to blame. Your liability coverage should be high enough to protect your assets if you are sued.

Crime Coverage - Can cover internal theft by employees or external theft by burglars.

These policies can also be endorsed to include coverages such as equipment breakdown, water backup, and more.

Keep in mind also that you need separate coverage for your commercial auto's, workers compensation, and group employee benefits like health and life insurance. Contact us to find out more about Business Owners’ policies in the Greater Dayton area.