Builders Risk Insurance

During the course of construction, Ohio contractors, whether large or small, have different risks. We are pleased to help contractors and builders assess these risks and insurance needs, along with providing comprehensive solutions.

What Does Builders Risk Insurance Cover?

An Ohio builders risk insurance policy can be structured to cover the following:

General Liability - Helps protect against legal liability caused by bodily injury, property damage, personal injury, and advertising injury to others.

Property - Helps cover the building and structures at the described premises including: foundations, fixtures, machinery, equipment used to service the building, and other building materials and supplies used for construction. Also, temporary structures used on the job site such as scaffolding, construction forms, and cribbing.

Business Income Coverage - This covers prolonged periods of decreased revenues that follow disasters.

Crime Coverage - Can cover internal theft by employees or external theft by burglars.

Businesses may also want commercial umbrella coverage, cyber liability coverage, equipment breakdown coverage, or any number of other protections that we can assist with.

Keep in mind also that you need separate coverage for your commercial auto's, workers compensation, and group employee benefits like health and life insurance. Contact us to find out more about Business Owners’ policies in the Greater Dayton area.