Restaurant Insurance

Bayle & Associates Insurance Agency caters to the insurance needs of today's restaurant owners in Dayton and throughout the state of Ohio, offering quality coverage unique to the industry. Designed for full-service, fine dining, and family restaurants.

What Does Restaurant Insurance Cover?

General Liability Coverage - Applies if someone is injured, or their property is damaged, and you or your company is to blame.

Liquor Liability - Vicarious liability of the entity who serves alcohol to a person for damages that the served person causes.

Property Insurance - Covers things like your restaurant and equipment.

Business Income Coverage - This covers prolonged periods of decreased revenues that follow disasters.

Crime Coverage - Can cover internal theft by employees or external theft by burglars.

Businesses may also want commercial umbrella coverage, cyber liability coverage, equipment breakdown coverage, or any number of other protections that we can assist with.